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OrcoPay - Payment Orchestration Platform

Verification APIs

Verification API

Build trusted digital experiences with Verification APIs designed to validate customer and business information instantly.

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Why teams choose it

Everything you need from verification api

Business and customer verification APIs - validate PAN, Aadhaar, bank accounts, UPI, GSTIN and IFSC in real time.

  • Low-latency responses for onboarding and payouts
  • Secure, authenticated API infrastructure
  • Scalable architecture for peak verification load
  • Monitoring and analytics on every request
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Verification API

Built on OrcoPay's orchestration layer - so collection, payouts and operations stay on one contract even as you add providers.

Uptime target
99.99%Uptime target
Routing overhead
<40msRouting overhead
Gateway partners
12+Gateway partners
Ops coverage
24/7Ops coverage
Capabilities

What you get out of the box

Practical building blocks your product, ops and finance teams can use from day one.

PAN & Aadhaar APIs

Instantly verify PAN and Aadhaar details with secure responses, name match and KYC-ready workflows.

Bank & UPI APIs

Confirm bank account ownership and UPI IDs before payouts, settlements or refunds to cut failed transfers.

GSTIN & IFSC APIs

Authenticate GSTIN for merchant onboarding and validate IFSC codes for accurate bank and branch lookup.

Developer-first integration

RESTful endpoints, secure auth, clear docs and sample payloads so your team ships verification quickly.

How it works

Live in four clear steps

From setup to daily operations - without rip-and-replace.

  1. Get API access

    Create credentials and review the verification endpoint catalogue.

  2. Call the checks you need

    PAN, Aadhaar, bank, UPI, GSTIN or IFSC - each with structured JSON responses.

  3. Act on results

    Approve onboarding, unlock payouts or flag mismatches within seconds.

  4. Monitor & scale

    Track latency, success rates and volume as verification traffic grows.

More services

Keep exploring the platform

Payment Gateway

Accept cards, UPI, wallets and net banking through a secure checkout - with OrcoPay routing every attempt to the best provider.

Payment Links

Share a link, collect a payment - ideal for invoices, remote sales and WhatsApp or email checkouts.

Payment Button

Add a simple payment button to your website or app - collect payments in minutes without building a full checkout.

Get started today

Ready to launch Verification API?

Talk to sales for a walkthrough, or start building against the sandbox today.

Partner with usContact now
  • Easy onboarding
  • Dedicated support
  • API access