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OrcoPay - Payment Orchestration Platform

Liquidity

Instant Settlements

See settlements across every connected provider in one schedule - so cash flow is predictable, not a scavenger hunt.

Why teams choose it

Everything you need from instant settlements

Get faster access to collected funds with settlement cycles you can plan finance operations around.

  • Unified view of provider settlement cycles
  • Fee-normalized net amounts
  • Alerts when a settlement file is late
  • Exports ready for your accounting tools

Instant Settlements

Built on OrcoPay's orchestration layer - so collection, payouts and operations stay on one contract even as you add providers.

Uptime target
99.99%Uptime target
Routing overhead
<40msRouting overhead
Gateway partners
12+Gateway partners
Ops coverage
24/7Ops coverage
Capabilities

What you get out of the box

Practical building blocks your product, ops and finance teams can use from day one.

One settlement calendar

Stop checking six PSP dashboards to know when money lands.

Fee clarity

See MDR, taxes and adjustments broken down per payout.

Exception handling

Spot missing or mismatched settlements before month close.

Finance exports

Push clean settlement packs into ERP or spreadsheet workflows.

How it works

Live in four clear steps

From setup to daily operations - without rip-and-replace.

  1. Connect banks & PSPs

    Link settlement accounts and provider credentials.

  2. Ingest reports

    OrcoPay normalizes settlement files as they arrive.

  3. Match payments

    Authorizations, refunds and fees line up automatically.

  4. Close the books

    Export a single trusted pack for finance.

Get started today

Ready to launch Instant Settlements?

Talk to sales for a walkthrough, or start building against the sandbox today.

  • Easy onboarding
  • Dedicated support
  • API access